Licensed Life Insurance Agent
Yaniel Morales
National Producer Number: 22160715
Phone: (484) 666-8068
Email: [email protected]
About Yaniel Morales
Dedicated life insurance agent helping families protect their future and build lasting financial security. Committed to integrity, professionalism, and putting clients first.
Trusted Carrier Partners
How I can help protect your family
These are the solutions I place most often. Every recommendation starts with your real situation and budget.
Indexed Universal Life
Permanent coverage that can also build cash value linked to market indexes (with downside protection). Many families use it as a long-term tool that can later help with retirement income while keeping a death benefit in place.
Fixed Indexed Annuities
A way to participate in market upside without risking your principal. Designed for people who want growth potential and principal protection as they approach or enter retirement.
Final Expense
Whole life coverage built to cover funeral costs, remaining medical bills, and other end-of-life expenses so your family isn't left with those costs. Premiums stay level and the policy doesn't expire as long as premiums are paid.
Mortgage Protection
Term coverage sized to your remaining mortgage. If something happens to you, the policy can pay off the home so your family can stay without the monthly payment stress. Many plans include a return-of-premium option if you outlive the term.
ICLDATA|AL,CA,CT,GA,MA,MI,MS,NJ,OH,OK,PA,TN,TX,VA,WI|22160715
Verify my license
I'm licensed in the states below. Click any state to open the official Department of Insurance
lookup and use the NPN shown to confirm my license.
Why work with an independent agent?
You're not stuck with one company's products or prices. I work for you — shopping the market so you get the right coverage at the right price.
I shop the market for you
Access to multiple A-rated carriers means more options and usually better rates than going to a single company.
Plain-English advice
No jargon, no pressure. I'll walk you through the options so you can decide with confidence.
Fully licensed & accountable
You can verify my license in every state right on this page. Real agent, real accountability.
Ready when you are
Pick a time that works. The conversation is straightforward — I'll listen to
what you're looking for and answer your questions honestly.
Yaniel Morales
Licensed Life Insurance Agent · NPN: 22160715
(484) 666-8068 . [email protected]
This page is maintained by Yaniel Morales so you can feel comfortable knowing you're speaking with a real, licensed professional.
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